Services
What is Chapter 7 Bankruptcy?
One of the primary purposes of bankruptcy is to discharge certain debts to give an honest individual debtor a "fresh start." The debtor has no liability for discharged debts.
In a chapter 7 case, however, a discharge is only available to individual debtors, not to partnerships or corporations. Although an individual chapter 7 case usually results in a discharge of debts, the right to a discharge is not absolute, and some types of debts are not discharged. Moreover, a bankruptcy discharge does not extinguish a lien on property.
- See more at: http://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics#sthash.Mgj9HrHt.dpuf
What is the Cost?
Chapter 7 Individual Petition Preparation
$350 ($50 Extra if there are over 20 Creditors)
Chapter 7 Joint (married) Petition Preparation
$400 ($50 Extra if there are over 20 Creditors).
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Court Filing Fee $335- You may apply for a waiver of court fees and if approved have all court fees waived, pay a small portion, or have a payment plan of 4 small payments to help break up the cost.
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What if I am in a different state?
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The fee our company charges for a to provide you with Bankruptcy preparation services is $350 for Chapter 7 unless you're one of the states listed below:
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In Wisconsin, the maximum Bankruptcy Petition Preparer is $75.00.
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In North Carolina, the maximum Bankruptcy Petition Preparer fee is $80. North Carolina and Alabama use Bankruptcy Administrators instead of US Trustees.
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In Minnesota, the maximum Bankruptcy Petition Preparer fee is $90.
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In Maryland, Michigan (Eastern District), and New York, the maximum Bankruptcy Petition Preparer fee is $100.
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In Ohio, the maximum Bankruptcy Petition Preparer fee is $125 (Northern District) and currently up to $200 in Southern District.
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In California, the maximum Bankruptcy Petition Preparer fee is $125 in Eastern District, $150 in Northern and Southern Districts, and $200 in Central District.
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In Oklahoma, the maximum Bankruptcy Petition Preparer fee is $150.
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In Nevada, a Chapter 7 maximum is $150 for first 25 creditors. If there are more than 25 creditors, a Bankruptcy Petition Preparer may charge $100 plus $2 per creditor up to $200. For Chapter 13, a Bankruptcy Petition Preparer may charge $200. A Bankruptcy Petition Preparer must also send the Region 17 Guidelines.
What Services Do You Provide?
Personalized Consultation and Free Credit Report
To get started I offer a free credit report to each potential client whether you are ready to get started filing or would like more time to consider.
Bankruptcy Petition Preparation
At a 100% discharge rate, I am your AFFORDABLE solution to filing Chapter 7 bankruptcy while representing yourself. I prepare all documentation needed to allow you a successful discharge so you are able to begin rebuilding your life.
Scheduling Flexibility
Taking the step to file bankruptcy is a big decision and with life already busy finding the time to schedule and sit down in an office may not be easy. I offer schedule flexibility to fit your needs! If you are unable to come to me I will go to you. I practice 100% confidentiality and commitment to my clients.
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If you would like to contact me to schedule an appointment CLICK HERE!
Disclaimer: I am not an attorney and therefore unable to provide legal advice